Privacy Policy

Last Updated: February 10, 2026

Ameriquote ("Ameriquote," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services to obtain insurance quotes and connect with insurance providers.

By using our website and services, you consent to the data practices described in this policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our services.

1. Information We Collect

Personal Information You Provide

When you request insurance quotes through our website, we collect personal information that you voluntarily provide, including but not limited to:

• Name (first and last)
• Email address
• Phone number (mobile and/or landline)
• Mailing address (street, city, state, ZIP code)
• Date of birth
• Gender
• Insurance coverage needs and preferences
• Health information (for life and health insurance quotes)
• Tobacco use status
• Current insurance status
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address
• Browser type and version
• Operating system
• Device identifiers
• Pages visited and time spent on pages
• Referring website addresses
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect for the following purposes:

• To Provide Insurance Quotes: We use your information to match you with insurance carriers, agents, and brokers who can provide you with insurance quotes based on your needs.
• To Connect You with Insurance Providers: We share your information with our network of licensed insurance agents, brokers, and carriers who will contact you to discuss insurance options.
• To Communicate with You: We may contact you via phone, email, or mail regarding your insurance quote request, to provide customer service, or to send you promotional offers from us or our partners.
• To Improve Our Services: We analyze usage data to improve our website functionality, user experience, and service offerings.
• To Comply with Legal Obligations: We may use your information to comply with applicable laws, regulations, legal processes, or governmental requests.
• To Prevent Fraud: We use information to detect, prevent, and address fraud, security issues, and technical problems.

3. How We Share Your Information

Ameriquote operates as a lead generation and distribution platform. When you submit a quote request, we share your information with third parties as described below:

Insurance Providers

We share your personal information with insurance carriers, agents, brokers, and other insurance providers in our network who can provide you with insurance quotes. These providers may contact you by phone, email, or mail.

Marketing Partners

We may share your information with trusted marketing partners and affiliates who offer products and services that may be of interest to you, including but not limited to financial services and other insurance-related products.

Service Providers

We share your information with third-party service providers who perform services on our behalf, including:

• Lead verification and validation services
• Call tracking and analytics providers
• Marketing and advertising platforms
• Data storage and hosting providers
• Customer relationship management (CRM) systems

Business Transfers

If Ameriquote is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, or government agencies).

4. Telephone Consumer Protection Act (TCPA) Consent

By providing your telephone number(s) and submitting your information through our website, you provide your express written consent to be contacted by Ameriquote, our insurance provider partners, and our marketing partners regarding insurance products and services.

Your Consent Includes:

• Automated Calls: You agree to receive calls, including those made using an automatic telephone dialing system (autodialer), artificial voice, or prerecorded voice messages.
• Marketing Communications: You consent to receive telemarketing calls about insurance products, quotes, and related services.
• Multiple Contacts: You understand that you may receive calls from multiple insurance providers and marketing partners.
• Not a Condition of Purchase: Your consent to be contacted is not a condition of purchasing any goods or services.
• Wireless Numbers: If you provide a wireless telephone number, you consent to receive calls at that number, and you represent that you are the subscriber or customary user of the wireless number provided.

Revoking Consent

You may revoke your consent to receive calls at any time by:

• Calling us at the number provided in the "Contact Us" section below
• Emailing us at the address provided in the "Contact Us" section below
• Following the opt-out instructions provided in the communications you receive

Please note that revoking your consent may affect our ability to provide you with insurance quotes and services. Revocation of consent will not apply to contacts made on behalf of companies to which you provided separate consent.

5. Do Not Call Registry

By providing your telephone number and consenting to be contacted, you agree that such contact is exempt from any Do Not Call (DNC) requirements under federal and state law. Your express written consent allows us and our partners to contact you even if your number is listed on any Do Not Call registry.

6. California Consumer Privacy Act (CCPA) Rights

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA):

Right to Know

You have the right to request information about the categories and specific pieces of personal information we have collected about you, the categories of sources from which we collected your information, our business purpose for collecting your information, and the categories of third parties with whom we share your information.

Right to Delete

You have the right to request that we delete the personal information we have collected from you, subject to certain exceptions.

Right to Opt-Out of Sale

You have the right to opt out of the "sale" of your personal information. Under the CCPA, sharing information with third parties for monetary or other valuable consideration may be considered a "sale."

To exercise your opt-out right, you may:

• Click on our "Do Not Sell My Personal Information" link (if available on our website)
• Contact us using the information provided in the "Contact Us" section below

Right to Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights, including by denying you goods or services, charging you different prices, or providing you with a different level of quality of goods or services.

Authorized Agent

You may designate an authorized agent to make requests on your behalf. We may require verification of the agent's authority to act on your behalf.

Verification Process

To protect your privacy and security, we will verify your identity before fulfilling your CCPA requests. We may ask you to provide information to verify your identity, such as your name, email address, and phone number.

7. Other State Privacy Rights

Residents of certain states, including Virginia, Colorado, Connecticut, and Utah, may have additional privacy rights under their state's privacy laws. If you are a resident of one of these states, please contact us to learn more about your rights and how to exercise them.

8. Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and other tracking technologies to collect information about your browsing activity and to improve your experience on our website.

Types of Cookies We Use:

• Essential Cookies: Necessary for the website to function properly
• Analytics Cookies: Help us understand how visitors use our website
• Marketing Cookies: Used to deliver relevant advertisements and track campaign performance
• Third-Party Cookies: Placed by our partners for advertising and analytics purposes

You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our website.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

10. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

11. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements. We may retain certain information for up to five (5) years or longer as required by law or legitimate business purposes.

12. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

13. International Users

Our services are intended for users located in the United States. If you access our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your country.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the revised policy.

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

16. Your California Privacy Rights (Shine the Light)

California Civil Code Section 1798.83 permits California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us using the information provided above.